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Here Is A List Of Axis Credit Cards With Best Offers

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Axis Bank is a name to reckon with in the credit card segment. Their consistency in introducing new-age, rewarding cards and an ever-increasing card user base has been a matter of envy of many card providers.

If you are wondering about the popularity of Axis cards, then you must take a look at RBI’s bank-wise card usage data, and the picture will be a whole lot clearer. Put simply; Axis cards are among the most used cards in India.

What Factors Drive the Popularity of Axis Credit Cards?

The following factors make Axis credit cards the most popular:

  1. There are at least 23 different cards to choose from.
  2. Each card caters to a specific category of consumers.
  3. Axis Bank has an extensive ATM network, where cardholders can use the credit card to swipe out money.
  4. Its tie-up with renowned business institutions like Freecharge, Vistara, Flipkart, and many others ensure that Axis card users get the best offers.
  5. They are easy to apply and comes with a low annual maintenance fee. For example, the most feature-rich Privilege Credit Card with Unlimited Travel Benefits is available at a yearly fee of just INR 1500/-.
  6. They offer attractive interest rates and also the facility to convert big purchases into EMIs.

With so many Axis cards vying for your attention, it can become difficult to figure out the best Axis credit card.

The Ultimate List of Axis Credit Cards With the Best Offers

Before finding the best Axis card, you should consider the purpose of taking the card. The following are the best cards across categories:

Travel

If travelling is on your mind, then the Axis Bank Privilege Credit Card should be on your radar.

The Privilege credit card offers you the following benefits:

  • Travel and shopping vouchers worth up to INR 5,000 on successful account opening
  • Up to 12,500 EDGE Reward points on joining
  • Low joining fee of INR 1,500+GST
  • Free lounge access facility at many domestic airports; up to 8 times every year
  • Shopping vouchers worth INR 5,000 on achieving spending milestone of INR 2.5 lakhs.
  • You can get up to 3000 EDGE Reward and an opportunity to earn an annual fee waiver if you renew the card.
  • You may get up to 20% discount at over 4000 restaurants.
  • When you refill your motor vehicle’s tank at any petrol pump, flashing this card will waive the fuel surcharge.
  • For every INR 200, you spend using the card; you will get ten reward points.
  • Facility to convert high-value purchases into EMIs.
  • Free insurance of up to INR 2.5 crores.

To apply for the card, your age should be between 18 and 70 and your annual income above INR 6 lakhs.

Movie

If you are one among those who never leave the opportunity to catch a movie on its launch day, then the Axis Neo credit card will be your trusted companion.

You can get the following features from your Neo credit card:

  • If you use your card at any merchant establishment within 30 days of card activation, you will get a free Amazon voucher worth INR 250/-
  • Low joining fee of INR 250/-, which the bank will refund if you spend INR 2500/- on the card within 45 days.
  • INR 300/- welcome voucher that you can redeem on BookMyShow.
  • The Dining Delights program offers you a 15% minimum discount at partner restaurants.
  • Get an INR 500 voucher which you can redeem at Myntra
  • ‘The Power of 10’ offer – Get 10% discount every time you shop from Akbar Travels, Myntra, BookMyShow, or Freecharge, above a specified limit.
  • The zero lost card liability ensures that Axis Bank never holds you liable for any fraudulent use of the card, in case someone steals it and you report the same.
  • You can request the bank to convert your high-value purchases into EMIs.

You can become eligible to get the Axis Neo credit card if your age is between 18 and 70 and you are an Indian resident or NRI.

Dining and Shopping

The Axis ACE credit card will help you ace the world of online shopping and fine dining as it comes with unlimited cashback and unrivalled features.

Here are the things you can reasonably expect from the Axis ACE:

  • 5% cashback on mobile recharges, electricity, DTH, and gas if you pay through Google Pay.
  • 5% cashback for purchases made on Grofers and BigBasket.
  • 4% cashback on Ola, Zomato, and Swiggy.
  • Four free domestic airport lounge visits every year.
  • The 1% surcharge on fuel is waived if you make a fuel purchase between INR 400 and 4000.
  • Dining at any of the 4000+ partner restaurants will make you eligible for a 20% discount.
  • There is no joining fee until 31st December 2020.

You can get the Axis ACE credit card if you are an Indian resident between 18 and 70.

Fuel

If you require to visit petrol pumps frequently, then the IndianOil Axis Bank credit card is all you need to get the most out your fuel purchases.

Here are the benefits that come preloaded with the IndianOil Axis Bank credit card:

  • You can get 100% cashback on fuel purchases within the first thirty days of card activation
  • If your refuel value at any IOCL petrol pump is between INR 100 and 5000, you can earn 20 reward points for every INR 100 you spend.
  • You may earn five reward points for every INR 100 if you use the card for online shopping.
  • Low joining fee of INR 500.
  • If you refill your petrol tank at any petrol pump in India, you can get up to 1% waiver on fuel surcharge.
  • You may enjoy an annual fee waiver by spending more than INR 50,000 in a calendar year.
  • Get 10% discount on movie ticket bookings through BookMyShow.
  • For every INR 100, you spend, you can get 1 EDGE Reward point.
  • Up to 20% discount on eating at a partner restaurant.

You can apply for the IndianOil Axis Bank credit card if you are a resident Indian or an NRI between 18 and 70.

Conclusion

You can also check out the best travel cards to make your journey economical. Also, remember to compare the various credit cards for fuel and choose the best one for you. Use CRED to make your credit card deals even sweeter.

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5 Best React JS UI Frameworks for Swift Prototyping

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Rowan Bunning, the Australian pioneer of Scrum has said, “…the agile movement is part of a larger movement towards more humane and dynamic workplaces in the 21st century.” Every person who knows Agile well will agree that Agile turns the focus on the people from the processes and systems. Somehow, this has proved to work as far as increasing efficiency is concerned.

Those who do not know much about Scrum may wonder why the discussion about Agile, so let us have a tiny discussion on that. Originating somewhere around the ’70s with an emphasis on evolutionary project management and adaptive software development, Agile became truly popular in the 21st century. So did Scrum, with people in businesses starting to talk about it, and even about the CSM and CSPO course that proved as an entry in the world of Scrum.

Scrum, the main topic of our discussion, is a framework based on the agile approach. It follows the agile principles of being adaptive throughout the development process by having self-organizing teams that set and attain smaller goals.

Before speaking about the market demand for Scrum and Scrum professionals, it is interesting to have a look at how Scrum is implemented. Have a look at the image below

Essential Features of Scrum that Make It a Success

The traditional methods of product development had goals that were far set and rigid. Whenever obvious problems such as changes in requirements by customers came, the whole goal had to be rearranged from the beginning, making it difficult to adjust. Additionally, having specific team members working on specific tasks meant slow down or roadblocks in the absence of a particular member.

Scrum overcomes the above problems to an almost complete extent by having teams where members can undertake multiple tasks, and are not weighed down by long term single large goals. The focus is to deliver a valuable product in increments with short term goals. This brings flexibility and adaptability to changes.

One of the important principles of Scrum is delivering high-quality software/products. It is also mentioned in the Scrum Manifesto that working software/product is the primary measure of success. Interestingly, having self-organizing teams makes the team more accountable for its performance, as it is no more tied in conventional processes and systems.

This accountability acts as a factor in the improvement in product quality.

  • Iterative and incremental

As mentioned in point 1, having a single large goal is dependent on may internal as well as external factors and has a high chance of failure in achieving in terms of time or quality. Scrum operates in time-boxed iterations called Sprints, as seen in the image above.

Sprints are when smaller goals are set, always less than one month, usually of a week or two, and the focus is on achieving that goal. This ensures higher flexibility and clarity. If there are flaws in the approach towards a product’s development, they are surfaced in these sprints and accordingly, actions can be taken immediately. This makes the whole process less vulnerable to failure. Hence it is rightly said that Scrum is not a problem-solving framework, but a problem surfacing framework.

Scrum Master and Product Owner are in charge of communicating everything within and outside of the team. A core value of Scrum is transparency, wherein product owners are required to communicate the true progress of the project with all the stakeholders.

This builds trust and makes the process more effective.

The Market and Scrum

Take a look at the pie chart below.

Agile has become a widely used approach in many industries, especially those that deal with software development. Among the usage of Agile frameworks, it can be seen from the above image that Scrum is the undoubted leader with way over half the organizations using pure Scrum. Add the hybrid Scrum frameworks and the number goes even higher.

Numbers speak better than words, and we cannot doubt the growing demand of Scrum, and hence the professionals in Scrum. Scrum professionals are certified product development professionals where the certification comes from a global Scrum authority such as the Scrum Alliance.

To make a career in Scrum, one can choose to become a Scrum developer, which is a basic part of the team, or a Scrum Master, who operates as the servant-leader to the Scrum team, clearing obstacles and maintaining clarity, or a Scrum Product Owner, who creates and communicates a vision of what is to be done and also acts as a communicator to all stakeholders.

In any case, a certification is a must and a training course, for e.g., a Certified Scrum Product Owner Certification  is highly recommended.

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The Indisputable Worth of Scrum and Scrum Professionals

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Rowan Bunning, the Australian pioneer of Scrum has said, “…the agile movement is part of a larger movement towards more humane and dynamic workplaces in the 21st century.” Every person who knows Agile well will agree that Agile turns the focus on the people from the processes and systems. Somehow, this has proved to work as far as increasing efficiency is concerned.

Those who do not know much about Scrum may wonder why the discussion about Agile, so let us have a tiny discussion on that. Originating somewhere around the ’70s with an emphasis on evolutionary project management and adaptive software development, Agile became truly popular in the 21st century. So did Scrum, with people in businesses starting to talk about it, and even about the CSM and CSPO course that proved as an entry in the world of Scrum.

Scrum, the main topic of our discussion, is a framework based on the agile approach. It follows the agile principles of being adaptive throughout the development process by having self-organizing teams that set and attain smaller goals.

Before speaking about the market demand for Scrum and Scrum professionals, it is interesting to have a look at how Scrum is implemented. Have a look at the image below

Essential Features of Scrum that Make It a Success

The traditional methods of product development had goals that were far set and rigid. Whenever obvious problems such as changes in requirements by customers came, the whole goal had to be rearranged from the beginning, making it difficult to adjust. Additionally, having specific team members working on specific tasks meant slow down or roadblocks in the absence of a particular member.

Scrum overcomes the above problems to an almost complete extent by having teams where members can undertake multiple tasks, and are not weighed down by long term single large goals. The focus is to deliver a valuable product in increments with short term goals. This brings flexibility and adaptability to changes.

One of the important principles of Scrum is delivering high-quality software/products. It is also mentioned in the Scrum Manifesto that working software/product is the primary measure of success. Interestingly, having self-organizing teams makes the team more accountable for its performance, as it is no more tied in conventional processes and systems.

This accountability acts as a factor in the improvement in product quality.

  • Iterative and incremental

As mentioned in point 1, having a single large goal is dependent on may internal as well as external factors and has a high chance of failure in achieving in terms of time or quality. Scrum operates in time-boxed iterations called Sprints, as seen in the image above.

Sprints are when smaller goals are set, always less than one month, usually of a week or two, and the focus is on achieving that goal. This ensures higher flexibility and clarity. If there are flaws in the approach towards a product’s development, they are surfaced in these sprints and accordingly, actions can be taken immediately. This makes the whole process less vulnerable to failure. Hence it is rightly said that Scrum is not a problem-solving framework, but a problem surfacing framework.

Scrum Master and Product Owner are in charge of communicating everything within and outside of the team. A core value of Scrum is transparency, wherein product owners are required to communicate the true progress of the project with all the stakeholders.

This builds trust and makes the process more effective.

The Market and Scrum

Take a look at the pie chart below.

Agile has become a widely used approach in many industries, especially those that deal with software development. Among the usage of Agile frameworks, it can be seen from the above image that Scrum is the undoubted leader with way over half the organizations using pure Scrum. Add the hybrid Scrum frameworks and the number goes even higher.

Numbers speak better than words, and we cannot doubt the growing demand of Scrum, and hence the professionals in Scrum. Scrum professionals are certified product development professionals where the certification comes from a global Scrum authority such as the Scrum Alliance.

To make a career in Scrum, one can choose to become a Scrum developer, which is a basic part of the team, or a Scrum Master, who operates as the servant-leader to the Scrum team, clearing obstacles and maintaining clarity, or a Scrum Product Owner, who creates and communicates a vision of what is to be done and also acts as a communicator to all stakeholders.

In any case, a certification is a must and a training course, for e.g., a Certified Scrum Product Owner Certification  is highly recommended.

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Technology

The New Version of Adobe Reader – Best PDF Software for Windows 10

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Adobe Reader has been one of the most popular and recommended tools in the last two decades when it comes to viewing PDFs, simply because it worked well and was easy and quick to install.

In the last few years, a new PDF tool has been released by Adobe in order to keep their services adapted to the constantly evolving necessities of their users. Because of this, they have created Adobe Acrobat Reader DC, which is a completely improved and full of features on paid versions newer Adobe Reader. This software comes with many upgraded options, but at the same, it’s completely free to download and use to fit the most common PDF tasks without paying a dime. So if you are looking for adobe reader for windows 10 you could install the standard Adobe Reader or the greatly improved Adobe Acrobat Reader DC. This last one takes a bit more of storage space we must say.

We can find many new features on the new Adobe Reader DC, however, we are required to buy some of the upgraded versions and pay for it monthly so unlock all of these features that we can find them on the section “Tools” on the top of our Adobe Acrobat Reader DC.

  • Adding comments to an existing PDF
  • Edit the PDF.
  • Export the PDF to other formats such as Microsoft Word or Excel.
  • Create a new PDF from a different format.
  • Share files for giving others the possibility of viewing or reviewing them and track their responses.
  • Add stamps to a PDF file such as “approved” or “draft.”
  • Take measures such as the distance, the area or the perimeter of objects in the PDF.
  • Sign and certify documents digitally to validate their authenticity
  • Organize pages using the insert, rotate or extract tools.
  • Delete specific data or hidden text as well as graphics.
  • Protect to prevent other people from copying and editing the information in your PDFs.
  • Prepare Form allows us to convert formats such as scanned forms to PDF format
  • Optimization of a PDF file, allowing us to reduce the size of the file using compression techniques, enable the fast web view and quickly modify the font options as well as control images
  • Enhance Scans, to turn scans or photos into PDFs with selectable text.
  • Print Production: Preview and prepare PDF files for high-end production.
  • PDF Standards: allowing us to make of our PDF file a file complying with the ISO standards
  • Create a custom tool, to modify and create our new collection of tools so we can use them for ourselves or share them with other people.
  • Compare files, to quickly find and clearly see the differences between two different PDF files.
  • Action wizard, for helping us automatize some of our daily PDF-related tasks
  • Accessibility: To make our PDFs to they meet the necessities of people with disabilities
  • Rich Media: Easily insert audio, video and interactive elements in our PDFs
  • Index: To help, keep our PDF files organized using different categories to store them.
  • Send for review: Send a petition to people to check and give you a response about your PDF file.
  • JavaScript: To extend the functionality of our PDF as well as connect to JavaScript databases

As we can see, the number of improvements of the new Adobe Reader DC is certainly amazing compared to his older version. Specially the fact that we can use so many features makes it specially worth it if you are using it for professional purposes, it makes it easily the best PDF software available at the moment, and probably for many years to come.

Adobe Acrobat Reader DC is the adobe reader for windows 10 you are looking for, once you try it you won’t want to switch back to any other similar software. There are a few other similar options available but most of these options don’t give us access to half of the features that Adobe Acrobat Reader DC is giving us with the paid versions.

We highly recommend using Adobe Acrobat Reader DC for all your PDF-related tasks!

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